IPT – Individual pension commitment

• Group insurance for self-employed managers with a company
• Your company saves for your pension as a manager. In your company, the premiums can be deducted for tax purposes as an expense.
• Monthly or annual payments, possibly supplemented with catch-up payments (‘backservice’) for the years in which there was no IPT.

The IPT is a fiscally interesting way to supplement the statutory pension of a company manager.

For the company:

• The payments are deductible for the company as professional expenses
• Back service can be spread over several financial years
• Interesting tool for accountant to optimise taxation.

For the manager:

• You save for your retirement (= NEEDED)
• Fiscally interesting way of transferring money from the company to private assets
• Real estate financing possible via advance payment
• Protection in case of bankruptcy of the company