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IT Consultants

As an IT consultant, you often work independently on complex projects. A single mistake or misunderstanding can have legal or financial consequences. At Certibit, we understand your profession and the risks that come with it.

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Liability

Professional liability consultants

What does liability mean as an ICT Freelancer? Everyone makes a mistake sometimes. If you cause damage in your private…

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Pension

IPT – Individual pension commitment

Group insurance for self-employed managers with a company Your company saves for your pension as a manager. In your company,…

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VAPZ – Free Supplementary Pension for self-employed persons

A form of pension saving for self-employed people in main occupation, with or without a company. As a manager, you…

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Pension accrual as a self-employed person

I am self-employed in the IT sector with a company. How can I build up a supplementary pension? Through your…

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Health

Guaranteed income

The legal provisions to which you are entitled as a self-employed person in case of incapacity for work (due to…

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Hospital insurance

A proper hospitalisation insurance pays for all medical costs related to a hospitalisation (incl. daycares). You can also count on…

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Car & mobility

Car insurance

A new car is an expensive purchase. As a self-employed person, it will often be one of the most valuable…

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