Everyone makes mistakes. As an entrepreneur, it is no different. If your client suffers damage through your fault or the fault of one of your employees, you can be held liable for compensation.
A professional error does not always have to be a serious one. A small omission, mistake or something you forgot to do, can make you liable.
Consequently, you are also insured for damage caused
- to your customers’ data/documents
- by an unintentional infringement of various intellectual property rights (e.g. software copyright)
- by your activities outside Europe
- by your employees
- by your subcontractors
- by your employees with premeditation and without your knowledge
- by faults in your software
- by hackers
- by violation of privacy
- by the unintentional transmission or distribution of a computer virus
- by unintentional slander and defamation (attack on someone’s honour and reputation)
- through carelessness in network security
- by internet-related activities
- by the loss of a project leader through illness, accident or even dismissal
- to the reputation of your client. But also for the costs of restoring your reputation after an insured loss has been leaked to the media.
We check annually whether your policy is still up to date and suits exactly what your company does, so that you always remain optimally insured.