A proper hospitalisation insurance pays for all medical costs related to a hospitalisation (incl. daycares).
You can also count on it for:
- Reimbursement of medical expenses 1 month before and 3 months after your hospitalisation. Important condition is that the costs are linked to the condition for which you were admitted.
- Treatment costs for a large number of serious illnesses, including cancer, muco, diabetes, kidney dialysis, hepatitis and Parkinson’s disease. These costs are reimbursed in full, all year round and even independently of a hospital admission!
- A third-party payer system that means you do not have to advance your bills yourself, but the bill is settled directly between the hospital and the insurer.
- Unlimited reimbursement, assistance and often even third party payer abroad. Assistance includes e.g. the costs for your repatriation (if this is medically necessary).